Meet our team of Mortgage Lenders

Our Loan Officers will provide you with exceptional service.

We have a large, experienced lending staff that specializes in a multitude of loan programs to suit all of your mortgage needs. Local processing, underwriting and closing will allow for the most efficient handling of your loan.

Photo of Xavier Clark

Xavier Clark

P: (706) 399 0505
F: (706) 869 8610

NMLS#: 1476954

4226 Columbia Rd
Martinez, GA 30907

Xavier Clark invests hours each day studying loan guidelines and investor guides to ensure each client receives the best home loan possible for their unique situation, and brings a unique skill set to each transaction.

Xavier attended the University of Georgia receiving a Bachelor's degree in Consumer Economics with a specialization in Business Management. He moved to Miami, Florida to work for National Securities Investments, earning his Series 7 and Series 63 securities licenses. He returned to his hometown of Augusta, Georgia and earned his Series 65 license, passed the Uniform N.M.L.S. Loan Originator Exam, as well as started his first business, Modern Gutenberg, before joining Queensborough Bank and Trust as a mortgage loan originator.

Xavier is a member of the University of Georgia Alumni Association, the Augusta Metro Home Builders Association and the Greater Augusta Board of Realtors.


we pride ourselves in having had exceptional customer service since 1902, and we will continue to provide the same service in years to come.

Find a Location

Welcome to Queensborough National Bank and Trust, your destination for all of your banking needs.

We offer a wide range of banking services including personal banking, business banking, mortgage services, and wealth management. At Queensborough, we offer various financial services and banking products to our retail and corporate customers through a variety of channels.

Started in 1902 as the First National Bank and Trust Company, today Queensborough has over 25 locations spread across the state from Augusta to Savannah. We take pride in offering professional banker expertise coupled with a personal banker attitude while offering first-class customer services to our esteemed customers. At Queensborough, we provide state-of-the-art technology to make the banking experience the best it can be for our customers. Time and again, Queensborough National Bank and Trust has been recognized by its patrons for our trustworthy and reliable services.