﻿<?xml version="1.0" encoding="utf-8"?><!--RSS Genrated: Sat, 18 Jul 2026 11:48:00 GMT--><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:ev="http://purl.org/rss/1.0/modules/event/"><channel><title>Queensborough National Bank and Trust Company - Mortgages &amp; Home Ownership</title><link>https://www.qnbtrust.bank:443/Resources/Learning-Center/Blog/rss/category/7998/mortgages-home-ownership</link><atom:link href="https://www.qnbtrust.bank:443/Resources/Learning-Center/Blog/rss/category/7998/mortgages-home-ownership" rel="self" type="application/rss+xml" /><description>RSS document</description><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Your Path to Homeownership: The Typical Home Purchase Process]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/your-path-to-homeownership-the-typical-home-purchase-process</link><description><![CDATA[ Preparing to own a home can be a stressful, exciting next step in your life, and here at Queensborough National Bank and Trust, we strive to make this process as simple and easy as possible. ...]]></description><pubDate>Fri, 17 Jul 2026 13:30:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/your-path-to-homeownership-the-typical-home-purchase-process</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-825]]></dc:identifier></item><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Home Loan Process: Do's and Don’ts for Faster Mortgage Approval]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/home-loan-process-dos-and-donts-for-faster-mortgage-approval</link><description><![CDATA[   

 If you are getting ready to apply for a home loan, knowing what to do and what to avoid can improve your chances of faster mortgage approval. The home loan application process looks closely ...]]></description><pubDate>Tue, 30 Jun 2026 19:25:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/home-loan-process-dos-and-donts-for-faster-mortgage-approval</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-819]]></dc:identifier></item><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Queensborough Mortgage Welcomes Michael Kearney]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/queensborough-mortgage-welcomes-michael-kearney</link><description><![CDATA[ Queensborough National Bank & Trust is pleased to welcome  Michael Kearney  to the Queensborough  Mortgage team . 

 A Savannah native, Kearney is known for his deep involvement in the community ...]]></description><pubDate>Fri, 08 May 2026 12:30:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/queensborough-mortgage-welcomes-michael-kearney</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-812]]></dc:identifier></item><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Professional Mortgage Loans: What They Are and Who They’re For]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/professional-mortgage-loans-what-they-are-and-who-theyre-for</link><description><![CDATA[ If you’re finishing medical school, law school, or another advanced professional program, you’ve likely spent years investing in your education. While that investment usually pays off over time, the ...]]></description><pubDate>Fri, 01 May 2026 16:15:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/professional-mortgage-loans-what-they-are-and-who-theyre-for</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-810]]></dc:identifier></item><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Understanding the Mortgage Approval Process: What to Bring and What to Expect]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/understanding-the-mortgage-approval-process-what-to-bring-and-what-to-expect</link><description><![CDATA[ Applying for a  mortgage  is an exciting step toward homeownership, but it can feel complex without knowing what to expect. Preparing your documentation in advance and  understanding  the approval ...]]></description><pubDate>Thu, 23 Apr 2026 16:07:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/understanding-the-mortgage-approval-process-what-to-bring-and-what-to-expect</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-808]]></dc:identifier></item><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Queensborough Mortgage Welcomes Lender John Mark Capers]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/queensborough-mortgage-welcomes-lender-john-mark-capers</link><description><![CDATA[ Queensborough National Bank and Trust Company is pleased to welcome  John Mark Capers  to the  Queensborough Mortgage team . 

 Capers brings a diverse background and client-focused approach to ...]]></description><pubDate>Mon, 13 Apr 2026 12:30:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/queensborough-mortgage-welcomes-lender-john-mark-capers</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-803]]></dc:identifier></item><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Millennials and the Financial Barriers to Homeownership in 2026]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/millennials-and-the-financial-barriers-to-homeownership-in-2026</link><description><![CDATA[ If you’re a millennial who wants to buy a home but feels like the numbers just don’t add up, you’re not imagining it, and you’re definitely not alone. 

 According to a recent report from  Augusta ...]]></description><pubDate>Fri, 27 Mar 2026 12:30:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/millennials-and-the-financial-barriers-to-homeownership-in-2026</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-798]]></dc:identifier></item><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Affordability in Today’s Housing Market: Tips for First-Time Homebuyers]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/affordability-in-todays-housing-market-tips-for-first-time-homebuyers</link><description><![CDATA[ Even as  mortgage  rates dip slightly, home affordability remains one of the biggest challenges facing buyers in 2026. Prices are still historically high, and competition, though less intense than ...]]></description><pubDate>Mon, 09 Feb 2026 13:30:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/affordability-in-todays-housing-market-tips-for-first-time-homebuyers</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-794]]></dc:identifier></item><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Is Now a Good Time to Refinance? What You Should Know]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/is-now-a-good-time-to-refinance-what-you-should-know</link><description><![CDATA[ After a year of stubborn interest rates, homeowners are starting to ask an important question again: “Should I refinance my  mortgage  now?” The answer depends on your financial goals, your current ...]]></description><pubDate>Wed, 28 Jan 2026 15:14:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/is-now-a-good-time-to-refinance-what-you-should-know</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-789]]></dc:identifier></item><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Mary Ann Ethridge Promoted to Senior Vice President]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/mary-ann-ethridge-promoted-to-senior-vice-president</link><description><![CDATA[ Queensborough National Bank & Trust is proud to announce the promotion of  Mary Ann Ethridge  to Senior Vice President. A trusted mortgage lender with over a decade of dedicated service at ...]]></description><pubDate>Wed, 03 Sep 2025 18:37:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/mary-ann-ethridge-promoted-to-senior-vice-president</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-763]]></dc:identifier></item></channel></rss>