Queensborough National Bank and Trust Company is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Queensborough National Bank and Trust Company site and governs data collection and usage. By using the Queensborough National Bank and Trust Company site, you consent to the data practices described in this statement.

Collection of your Personal Information

Queensborough National Bank and Trust Company collects personally identifiable information, such as your email address, name, home or work address or telephone number. Queensborough National Bank and Trust Company also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Queensborough National Bank and Trust Company. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Queensborough National Bank and Trust Company for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Queensborough National Bank and Trust Company site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Queensborough National Bank and Trust Company public message boards, this information may be collected and used by others. Note: Queensborough National Bank and Trust Company does not read any of your private online communications.

Queensborough National Bank and Trust Company encourages you to review the privacy statements of Web sites you choose to link to from Queensborough National Bank and Trust Company so that you can understand how those Web sites collect, use and share your information. Queensborough National Bank and Trust Company is not responsible for the privacy statements or other content on Web sites outside of the Queensborough National Bank and Trust Company and Queensborough National Bank and Trust Company family of Web sites.

Use of your Personal Information

Queensborough National Bank and Trust Company collects and uses your personal information to operate the Queensborough National Bank and Trust Company Web site and deliver the services you have requested. Queensborough National Bank and Trust Company also uses your personally identifiable information to inform you of other products or services available from Queensborough National Bank and Trust Company and its affiliates. Queensborough National Bank and Trust Company may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Queensborough National Bank and Trust Company does not sell, rent or lease its customer lists to third parties. Queensborough National Bank and Trust Company may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Queensborough National Bank and Trust Company may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Queensborough National Bank and Trust Company, and they are required to maintain the confidentiality of your information.

Queensborough National Bank and Trust Company does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Queensborough National Bank and Trust Company keeps track of the Web sites and pages our customers visit within Queensborough National Bank and Trust Company, in order to determine what Queensborough National Bank and Trust Company services are the most popular. This data is used to deliver customized content and advertising within Queensborough National Bank and Trust Company to customers whose behavior indicates that they are interested in a particular subject area.

Queensborough National Bank and Trust Company Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Queensborough National Bank and Trust Company or the site; (b) protect and defend the rights or property of Queensborough National Bank and Trust Company; and, (c) act under exigent circumstances to protect the personal safety of users of Queensborough National Bank and Trust Company, or the public.

Use of Cookies

The Queensborough National Bank and Trust Company Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Queensborough National Bank and Trust Company pages, or register with Queensborough National Bank and Trust Company site or services, a cookie helps Queensborough National Bank and Trust Company to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Queensborough National Bank and Trust Company Web site, the information you previously provided can be retrieved, so you can easily use the Queensborough National Bank and Trust Company features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Queensborough National Bank and Trust Company services or Web sites you visit.

Security of your Personal Information

Queensborough National Bank and Trust Company secures your personal information from unauthorized access, use or disclosure. Queensborough National Bank and Trust Company secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Queensborough National Bank and Trust Company will occasionally update this Statement of Privacy to reflect company and customer feedback. Queensborough National Bank and Trust Company encourages you to periodically review this Statement to be informed of how Queensborough National Bank and Trust Company is protecting your information.

Contact Information

Queensborough National Bank and Trust Company welcomes your comments regarding this Statement of Privacy. If you believe that Queensborough National Bank and Trust Company has not adhered to this Statement, please contact Queensborough National Bank and Trust Company at noreply@qnbtrust.bank. We will use commercially reasonable efforts to promptly determine and remedy the problem.