Shareholder Information

We were founded on two service principles upon which we continue to uphold:

Always listen to the needs of our customers, and keep the banking process as simple as possible

William F Easterlin

Meet Our CEO

William F. Easterlin, III President & CEO

“It is our responsibility to be responsive to business and individual banking needs in a way that values the relationships that we've developed over the past century.”

A great deal has happened since Queensborough National Bank & Trust was founded in 1902 as First National Bank of Louisiville in Louisville, Georgia. Our promise then was “great service and uncomplicated banking”. Over a century later, those values still hold. We’ve changed our name but never our promise. We were ahead of our time then and we are still a bank ahead of our time today. Our footprint stretches from Augusta to Savannah with 26 locations and potential for growth in the near future. Our President & CEO, Bill Easterlin, is a 4th generation CEO that takes great pride in preserving the bank’s history and founding core values. As a community bank, we offer all of the essential products and services you will find from larger banks including smartphone banking and a full array of on-line deposit capabilities. We take pride in our technology. But, the biggest difference is our attitude of service toward our customers at every level. We value relationships. We work for our customers and appreciate them. As automated as banking has become, we know that it is still a “people” business. We are Queensborough - Georgia’s Community Bank since 1902.


Meet the leaders on our Board of Directors and our Executive Management team.

William F. Easterlin, III

President, CEO

D. Phil Polhill, CPA

Chief Financial Officer

Richard H. Peacock

Chief Credit Officer

William R. Thompson

Chief Loan Officer

Kimberly S. Kirk

Chief Operations Officer

Sheryl R. Reed, SPHR, SHRM-SCP

Chief Human Resource Officer

Julie W. Evans

Corporate Secretary

Louisa Abbot

Board Member

J. Thomas Battle

Board Member

L.J. Bowles, III

Board Member

Gretchen B. Caughman, PhD

Board Member

W. Abbot Easterlin

Board Member

Thomas W. Jones, CPA

Board Member

Charles Troy Jordan

Board Member

Sam S. Pennington

Board Member

R. Joseph Pollock

Board Member

Charles E. Smith, Jr.

Board Member

Paul G. Trotter, DDS

Board Member

W. Jeffrey Weichsel

Board Member




Stockholder Letter

2019’s operating results are reflected in this report. Your company had a very good year which allowed your board of directors to approve an increase in the dividend which you received this past January.
As I pen this report to you, we are facing the Corona virus pandemic. Our portfolio of loans is well diversified with little or no exposure to the businesses that you read about in the news. We have no exposure to the airlines or airports, nothing to the cruise/resort industry and little to the hotels in our footprint. However, we do think that every industry sector and most of our customers will be negatively affected by the disruptive forces of this pandemic. We are at the early stages of the pandemic and it remains very difficult for us to predict where and how much our customers, many of whom are stockholders, will suffer. As a community we expect to work with our customers and find ways for their families and their businesses to come through the crisis. However, we do expect the results for 2020 to be lower, perhaps substantially lower, than 2019. I wish I could be more optimistic.


Download Current Quarterly Report


Download Our Annual Report

2016 Annual Report

Financials at a Glance

Shareholder Information


Welcome to Queensborough National Bank and Trust, your destination for all of your banking needs.

We offer a wide range of banking services including personal banking, business banking, mortgage services, and wealth management. At Queensborough, we offer various financial services and banking products to our retail and corporate customers through a variety of channels.

Started in 1902 as the First National Bank and Trust Company, today Queensborough has over 25 locations spread across the state from Augusta to Savannah. We take pride in offering professional banker expertise coupled with a personal banker attitude while offering first-class customer services to our esteemed customers. At Queensborough, we provide state-of-the-art technology to make the banking experience the best it can be for our customers. Time and again, Queensborough National Bank and Trust has been recognized by its patrons for our trustworthy and reliable services.

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