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Merchant Services

Business Checking

AN ACCOUNT FOR EVERY BUSINESS

depending on your every need.

What type of account does your business need? Queensborough offers a variety of accounts designed to meet the needs of your business. Minimum opening deposits range from $100 with the Q Business Basic up to $2,500 with the Q Corporate Money Market.

YOUR Q BANKER CAN HELP YOU DECIDE.

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Business Checking Products

Account Services Q Business Basic Q Business Now Q Business Analysis Q IOLTA Trust Account

 

Small to medium businesses with moderate transaction volume

Sole Proprietors, Non-Profits, and Government Entities are eligible

Businesses with moderate to large transaction volume

For Attorney Trust accounts please contact your Q Banker for information. 

Minimum Amount To
Open Account

$100

$1,000

$200

 

Eligibility Requirement

None

None

None

 

Monthly Maintenance Fee

None

$10

See a Cash Management Specialist for a list of fees

 

Per Check/Debit Fee

First 200 trans free,
then .25 per trans

.20 per Check/Debit

See a Cash Management Specialist for a list of fees

 

Minimum Daily Balance
Required to avoid
Maintenance Fee and Per
Check/Debit Fee

None

$1,000

None

 

Pays Interest

No

Yes, Tiered Rates

Earnings Credit Allowance may offset partial or full amount of total monthly analysis charges.

 

Online Statements

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Q Business Debit Card

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ATM Deposits

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Q Business Online
Banking

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Q Bill Pay

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Q Mobile Banking
(Retail App may be
available for small
business customers)

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Q Mobile Deposit
(Retail App may be
available for small
business customers)

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Q Business Mobile Banking

NA

NA

NA

 

Q Business Mobile Deposit

NA

NA

NA

 

Remote Deposit Capture

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Text Alerts

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Q Business Basic

Small to medium businesses with moderate transaction volume

Minimum Amount To Open Account $100

Eligibility Requirement None

Monthly Maintenance Fee None

Per Check/Debit Fee First 200 trans free, then .20 per trans

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee
None

Pays Interest No

Online Statements Checkmark

Q Business Debit Card Checkmark

ATM Deposits Checkmark

Q Business Online Banking Checkmark

Q Bill PayCheckmark

Q Mobile Banking
(Retail App may be available for small business customers) Checkmark

Q Mobile Deposit
(Retail App may be available for small business customers) Checkmark

Q Business Mobile Banking NA

Q Business Mobile Deposit NA

Remote Deposit Capture Checkmark

Text Alerts Checkmark

Q Business Now

Sole Proprietors, Non-Profits, and Government Entities are eligible

Minimum Amount To Open Account $1,000

Eligibility Requirement None

Monthly Maintenance Fee $10

Per Check/Debit Fee .20 per Check/Debit

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee
$1,000

Pays Interest Yes, Tiered

Online Statements Checkmark

Q Business Debit Card Checkmark

ATM Deposits Checkmark

Q Business Online Banking Checkmark

Q Bill PayCheckmark

Q Mobile Banking
(Retail App may be available for small business customers) Checkmark

Q Mobile Deposit
(Retail App may be available for small business customers) Checkmark

Q Business Mobile Banking NA

Q Business Mobile Deposit NA

Remote Deposit Capture Checkmark

Text Alerts Checkmark

Q Business Analysis

Businesses with moderate to large transaction volume

Minimum Amount To Open Account $200

Eligibility Requirement None

Monthly Maintenance Fee See a Cash Management Specialist for a list of fees

Per Check/Debit Fee See a Cash Management Specialist for a list of fees

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee
None

Pays Interest Earnings Credit Allowance may offset partial or full amount of total monthly analysis charges.

Online StatementsCheckmark

Q Business Debit Card Checkmark

ATM Deposits Checkmark

Q Business Online Banking Checkmark

Q Bill PayCheckmark

Q Mobile Banking
(Retail App may be available for small business customers) Checkmark

Q Mobile Deposit
(Retail App may be available for small business customers) Checkmark

Q Business Mobile Banking NA

Q Business Mobile Deposit NA

Remote Deposit Capture Checkmark

Text Alerts Checkmark

Q IOLTA Trust Account

For Attorney Trust accounts please contact your Q Banker for information

Welcome to Queensborough National Bank and Trust, your destination for all of your banking needs.

We offer a wide range of banking services including personal banking, business banking, mortgage services, and wealth management. At Queensborough, we offer various financial services and banking products to our retail and corporate customers through a variety of channels.

Started in 1902 as the First National Bank and Trust Company, today Queensborough has over 25 locations spread across the state from Augusta to Savannah. We take pride in offering professional banker expertise coupled with a personal banker attitude while offering first-class customer services to our esteemed customers. At Queensborough, we provide state-of-the-art technology to make the banking experience the best it can be for our customers. Time and again, Queensborough National Bank and Trust has been recognized by its patrons for our trustworthy and reliable services.