Accessibility Statement | Queensborough National Bank & Trust Co.

Important Web Linking Notice: The information below is provided by our accessibility partner, AudioEye. Please be advised that if you click on any of the links provided below you may leave our website. These links are provided as a courtesy and should not be considered an endorsement or indicate the bank has control over the content of third party websites.

Effective September 2, 2024

Miscellaneous Services

Stop Payment	$32.00
Returned Deposit Item Fee	$8.00
Collection Fee	$15.00
Official Check	$5.00
Photocopy	$0.25
Print Checks in Bank	$5.00 for 16 checks
Account Closing Fee	$10.00 fee if account is closed within 182 days
Foreign Currency Exchange	$45 plus processing @ 1% of US Dollar Amount with a minimum fee of $5
Research (per hour)	$25.00
Copy of Statement	$5 per statement for first 5 pages, $1 per additional page
Copy of Check	$1.00
Legal Process Fees	$100 per Occurrence, or other rate as set by law to include Levies, Garnishments, and other Orders to Withhold Funds.
Dormancy Fee	$5.00 (Monthly, maximum of 12 months or $60)
Account Escheatment Fee	$50.00 (balance in account if less than fee)

Wire Processing Fees

Domestic Wire Transfer - Incoming	$20.00
Domestic Wire Transfer - Outgoing	$20.00
International Wire Transfer - Incoming	$45.00
International Wire Transfer - Outgoing	$45.00

NSF/Overdraft Item Charge*+

*Applied to overdraft items created by check, in-person withdrawals, ATM withdrawals, or other electronic means.

+An NSF/Overdraft Charge may be assessed for a single item multiple times if represented by the merchant or payee after an initial return.

Overdraft Item Charge	$32.00 per Paid Item
NSF Item Charge	$32.00 per Returned Unpaid Item
Overdraft Transfer Fee	$5.00 per Transfer

ATM/Debit Card Fees

Replacement Card	$5.00
Withdrawal, Transfer, Inquiry at Non-QNB&T ATM	$1.00 per transaction, after 6 per month
Expedited Debit Card Fee	$75.00

Note: The Schedule of Fees does not contain a complete listing of all Queensborough National Bank & Trust Company fees, service charges, and product and service fees. Other Consumer, Business, and Cash Management products and services may be governed under other specific product terms and conditions. Fees for these products and services may vary and additional fees may apply. QNBT’s Schedule of Fees, as well as fees, terms and conditions for other products and services are subject to change from time to time and at the Bank’s discretion. The Bank may amend or revise the Schedule of Fees without prior notification on the QNBTrust.bank website.

View the full Disclosure

EQUAL HOUSING LENDER

We Do Business in Accordance With Federal Fair Lending Laws

UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:

Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or

Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

Assistant Secretary for Fair Housing and Equal Opportunity Department of Housing & Urban Development Washington, DC 20410

For processing under the Federal Fair Housing Act,

and to:
Customer Assistance Group
Office of the Comptroller of the Currency
P.O. Box 53570
Houston, Texas 77052

For processing under Office of the Comptroller of the Currency regulations.

UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:

On the basis of race, color, national origin, religion, sex, marital status, or age

Because income is from public assistance, or

Because a right was exercised under the Consumer Credit Protection Act.