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Personal Checking

Personal
Checking

When a Checking account

is more than just a checking account.

With all accounts, you will receive a FREE debit card that gives you access to the Qvantage Rewards program; a Cash Rewards program available with enrollment in Online Banking.

Which checking account is best for you?

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personal Checking Products

Account Services Q Free Crown Checking Acct Q Crown Plus Account Q Student Account Q Now Account

 

An account for everyone

An account for customers age 55 and older

An account for fulltime students

An interest bearing account

Minimum Amount To Open Account

$25

$25

$25

$1,000

Eligibility Requirement

None

55+

14-24 Full-Time Student

None

Monthly Maintenance Fee

None

None

None

$10

Per Check/Debit Fee

None

None

None

$0.20

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee

None

None

None

$1,000

Free Q Checks

NA

1st Order

1st Order

NA

Cashier's Checks or other Equivalent Check
(2 Per visit)

NA

Checkmark

NA

NA

Pays Interest

No

No

No

Tiered Rates w/ $1000 Minimum Daily Balance

Online Statements Available

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Q Debit Card

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Withdrawal, Transfer, Inquiry at Non-QNBT ATM (6 free per statement cycle, $1 each thereafter)

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ATM Deposits

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Q Online Banking

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Q Bill Pay

Checkmark

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Q Mobile Banking

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Q Mobile Deposit

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Text Alerts

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Q Free Crown Checking Account

An account for everyone

Minimum Amount To Open Account $100

Eligibility Requirement None

Monthly Maintenance Fee None

Per Check/Debit Fee None

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee
None

Free Q Checks NA

Cashier's Checks or other Equivalent Check
(2 Per visit) NA

Pays Interest No

Online Statements AvailableCheckmark

Q Debit Card Checkmark

Withdrawal, Transfer, Inquiry at Non-QNBT ATM (6 free per statement cycle, $1 each thereafter)Checkmark

ATM Deposits Checkmark

Q Online Banking Checkmark

Q Bill Pay Checkmark

Q Mobile Banking Checkmark

Q Mobile Deposit Checkmark

Text Alerts Checkmark

Q Crown Plus Account

An account for customers age 55 and older

Minimum Amount To Open Account $100

Eligibility Requirement 55+

Monthly Maintenance Fee None

Per Check/Debit Fee None

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee
None

Free Q Checks 1st Order

Cashier's Checks or other Equivalent Check
(2 Per visit) Checkmark

Pays InterestNo

Online Statements Available Checkmark

Q Debit Card Checkmark

Debit Card Foreign ATM Transactions
(6 free per statement cycle, $1 each thereafter) Checkmark

ATM Deposits Checkmark

Q Online Banking Checkmark

Q Bill Pay Checkmark

Q Mobile BankingCheckmark

Q Mobile Deposit Checkmark

Text Alerts Checkmark

Q Student Account

An account for fulltime students

Minimum Amount To Open Account $50

Eligibility Requirement 14-24 Full-Time Student

Monthly Maintenance Fee None

Per Check/Debit Fee None

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee
None

Free Q Checks 1st Order

Cashier's Checks or other Equivalent Check
(2 Per visit) NA

Pays Interest No

Online Statements Available Checkmark

Q Debit Card Checkmark

Debit Card Foreign ATM Transactions
(6 free per statement cycle, $1 each thereafter)Checkmark

ATM Deposits Checkmark

Q Online Banking Checkmark

Q Bill Pay Checkmark

Q Mobile BankingCheckmark

Q Mobile DepositCheckmark

Text Alerts Checkmark

Q Now Account

An interest bearing account

Minimum Amount To Open Account $1,000

Eligibility Requirement None

Monthly Maintenance Fee $10

Per Check/Debit Fee $0.20

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee
$1,000

Free Q Checks NA

Cashier's Checks or other Equivalent Check
(2 Per visit) NA

Pays Interest Tiered w/ $1000 Minimum Daily Balance

Online Statements AvailableCheckmark

Q Debit Card Checkmark

Debit Card Foreign ATM Transactions
(6 free per statement cycle, $1 each thereafter)Checkmark

ATM Deposits Checkmark

Q Online Banking Checkmark

Q Bill Pay Checkmark

Q Mobile Banking Checkmark

Q Mobile DepositCheckmark

Text Alerts Checkmark

Welcome to Queensborough National Bank and Trust, your destination for all of your banking needs.

We offer a wide range of banking services including personal banking, business banking, mortgage services, and wealth management. At Queensborough, we offer various financial services and banking products to our retail and corporate customers through a variety of channels.

Started in 1902 as the First National Bank and Trust Company, today Queensborough has over 25 locations spread across the state from Augusta to Savannah. We take pride in offering professional banker expertise coupled with a personal banker attitude while offering first-class customer services to our esteemed customers. At Queensborough, we provide state-of-the-art technology to make the banking experience the best it can be for our customers. Time and again, Queensborough National Bank and Trust has been recognized by its patrons for our trustworthy and reliable services.