Fraud is constantly evolving

so be on guard for anything that seems suspicious.

Fake Check Scams

An official-looking envelope arrives in the mail with a check or money order for $20,000 inside. The letter says you have won $4 million in a sweepstakes or lottery. You just need to wire $3,000 for taxes to claim the rest of your winnings. Is this your lucky day? NO! It is a fake check scam that will cost you thousands. No matter the story, fake check scams always involve someone giving you a genuine-looking check or money order and asking you to wire money somewhere in return. After you deposit or cash the check or money order and send the money, you learn that it was phony. Now the crook has the money and you owe it back to your bank.

Debit Card Fraud Prevention Resources

QNBT offers debit cards with chip technology. The embedded computer chip provides an enhanced level of security and worldwide acceptance. The chip technology provides stronger protection by making it difficult for your card to be copied and used at chip-enabled terminals. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting. If a merchant isn’t using a chip-enabled terminal yet, your chip card still has a magnetic stripe to make purchases.

In addition to the great features of chip technology, QNBT monitors your debit card transactions. If suspicious activity is identified on your card we will contact you real-time via text, email, or phone call to the contact information we have on file for you, to help prevent fraudulent transactions on your account. You are automatically enrolled in this service when you receive your debit card.

Queensborough offers Apple Pay, Samsung Pay, and Android Pay. You can load your debit card onto your phone as another way to keep your debit card secure. You can make purchases using contactless payment technology, which has unique security features built into the devices you have with you every day. Learn more….

The Bank also offers SecurLock Equip, a mobile app that allows you to control how, when, and where your QNBT card is used. You can turn your card on/off at anytime, set the transaction limit, control use by location, and receive transaction alerts immediately. SecurLock Equip is easy to install. Search the App Store or Google Play and just download it.

Download from the App StoreDownload from Google Play

Where can you learn more?

Consumer Federation of America

National Consumers League

Federal Trade Commission

U.S. Postal Inspection Service
1-877-876-2455 (select option 4 for mail fraud)

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