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Convenient online applications with local mortgage experts.

Choose a Lender to Get Started

Local lenders make your home buying or refinancing journey easier. No automated phone system or gimmicks here, just real people who want to help you get into the home of your dreams.

OUR LOAN PROGRAMS

Conventional Loans

CONVENTIONAL LOANS

This "traditional" mortgage product allows borrowers to purchase a home with a little as 3% down payment. Fixed Rate & Adjustable Rate options are available.

Accounts

VA LOANS

If you are a veteran, the VA loan program may be a great way to get into new home.

Accounts

FHA & USDA LOANS

If your credit score isn't perfect, these special programs may be able to help you get into your new home. Some restrictions apply.

Accounts

PROFESSIONAL LOANS

This program allows for high earning individuals to take advantage of some unique perks.

Start your application online with one of our local lending experts.

Photo of Charles Dixon

Charles Dixon

Mortgage Loan Originator
NMLS#: 2805243 P: (706) 855 2589
M: (706) 726 4932

4226 Columbia Rd
Martinez, GA 30907

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About Charles

Charles Dixon is a native of Rome, Georgia, and has proudly called the Augusta community home since 2002. With more than 20 years of dedicated military service, Dixon brings a strong foundation of integrity, discipline, and commitment to every client relationship. His extensive leadership experience allows him to guide homebuyers through the mortgage process with clarity, confidence, and care.

Dixon earned a Bachelor of Science in Philosophy from Wofford College and a Master of Public Administration from Augusta University. His educational background, combined with his years of service, reflects his thoughtful approach to problem-solving and his dedication to serving others.

Deeply invested in the local community, Dixon volunteers with Cub Scout and Boy Scout units and is an active member of Saint John United Methodist Church. He and his wife, Beth, are proud parents of two children. Outside of work, Dixon enjoys spending time with his family, camping, woodworking, singing, and traveling.

Get Prequalified

Before you even find your new home, it’s a good idea to get prequalified. This free service will give you an idea of how much you would be eligible to borrow for your new home. You can choose to get pre-qualified by phone or in-person.

Loan Options

Our local mortgage lenders are experienced and knowledgeable about many loan options. From buying or building a new home to refinancing your current home, we are eager to assist. Online applications, responsive service, and competitive rates make the process even smoother.

Mortgage Calculators

A mortgage calculator is a useful tool in helping you determine what your home buying budget may look like. Whether you’re buying a home, refinancing, or taking out a home equity line of credit, our mortgage calculators can provide valuable insight.

Try Our Mortgage Calculator

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Our online applications are easy and secure. After creating a login, you’re able to save your progress for later and check on the status of your application after submission. Our mortgage lenders are available to answer any questions you may have along the way.

Start an Online Application

"They got us in our dream home."

- The Jenkins Family


MORTGAGE AFFORDABILITY CALCULATOR

Select your monthly budget and an estimated interest rate to see how much home you can afford. 
Not sure where to start? Give us a call at 706.55.5555 and we'll walk you through it.

*The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

QUEENSBOROUGH NATIONAL BANK & TRUST NMLS #736995

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