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Local lenders make your home buying or refinancing journey easier. No automated phone system or gimmicks here, just real people who want to help you get into the home of your dreams.
This "traditional" mortgage product allows borrowers to purchase a home with a little as 3% down payment. Fixed Rate & Adjustable Rate options are available.
If you are a veteran, the VA loan program may be a great way to get into new home.
If your credit score isn't perfect, these special programs may be able to help you get into your new home. Some restrictions apply.
This program allows for high earning individuals to take advantage of some unique perks.
Start your application online with one of our local lending experts.
Mortgage Loan Originator NMLS#: 2714545 M: (706) 829 6492 Email Stephanie
4226 Columbia Road Martinez, GA 30907
With a strong foundation in both real estate and finance, Stephanie Duffie steps into her role as a Mortgage Loan Originator with over 20 years of industry knowledge and a passion for helping clients succeed. Duffie's background as a top-producing REALTOR® and former bank auditor gives her a unique dual perspective, combining deep market insight with a sharp understanding of lending regulations and financial strategy.
Duffie has built her career on trust, clear communication, and attention to detail. Whether you’re buying your first home, refinancing, or investing, she takes the time to understand your goals and provides tailored mortgage solutions every step of the way.
Backed by an MBA and a bachelor’s degree in finance from Augusta University, Duffie is committed to making the loan process seamless, efficient, and stress-free. She’s proud to now serve clients not only as a guide to homeownership, but as a true financial partner on the journey. Duffie is a member of the Realtors of Greater Augusta Association, the Home Builders Association of Greater Aiken-Augusta Region/ Sales and Marketing Council.
Before you even find your new home, it’s a good idea to get prequalified. This free service will give you an idea of how much you would be eligible to borrow for your new home. You can choose to get pre-qualified by phone or in-person.
Our local mortgage lenders are experienced and knowledgeable about many loan options. From buying or building a new home to refinancing your current home, we are eager to assist. Online applications, responsive service, and competitive rates make the process even smoother.
A mortgage calculator is a useful tool in helping you determine what your home buying budget may look like. Whether you’re buying a home, refinancing, or taking out a home equity line of credit, our mortgage calculators can provide valuable insight.
Try Our Mortgage Calculator
Our online applications are easy and secure. After creating a login, you’re able to save your progress for later and check on the status of your application after submission. Our mortgage lenders are available to answer any questions you may have along the way.
- The Jenkins Family
*The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.