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Convenient online applications with local mortgage experts.

Choose a Lender to Get Started

Local lenders make your home buying or refinancing journey easier. No automated phone system or gimmicks here, just real people who want to help you get into the home of your dreams.

OUR LOAN PROGRAMS

Conventional Loans

CONVENTIONAL LOANS

This "traditional" mortgage product allows borrowers to purchase a home with a little as 3% down payment. Fixed Rate & Adjustable Rate options are available.

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VA LOANS

If you are a veteran, the VA loan program may be a great way to get into new home.

Accounts

FHA & USDA LOANS

If your credit score isn't perfect, these special programs may be able to help you get into your new home. Some restrictions apply.

Accounts

PROFESSIONAL LOANS

This program allows for high earning individuals to take advantage of some unique perks.

Start your application online with one of our local lending experts.

Photo of Michael Kearney

Michael Kearney

NMLS#: 2831564 P: (912) 401-0652
M: (912) 856-6598
F: (912) 925-8765

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About Michael

Savannah born and raised, Michael Kearney brings deep local roots and a strong commitment to community service to his role at Queensborough National Bank & Trust. He is active in Savannah’s Irish heritage organizations, serving as President of the Irish Heritage Society and Treasurer of the Friendly Sons of Saint Patrick, and he also supports longstanding civic traditions as a member of the Savannah St. Patrick’s Day Parade Committee and the Knights of Columbus (Council #631). In addition, Kearney serves on the board for the Fairway Oaks and Greenview Neighborhood Association. Outside of work, Kearney stays involved through Savannah Adult Recreation (SARC), where he enjoys playing and umpiring kickball and softball. In his free time, Kearney enjoys watching and playing sports and spending time with his wife, Taylor, and their daughter, Sutton.

Get Prequalified

Before you even find your new home, it’s a good idea to get prequalified. This free service will give you an idea of how much you would be eligible to borrow for your new home. You can choose to get pre-qualified by phone or in-person.

Loan Options

Our local mortgage lenders are experienced and knowledgeable about many loan options. From buying or building a new home to refinancing your current home, we are eager to assist. Online applications, responsive service, and competitive rates make the process even smoother.

Mortgage Calculators

A mortgage calculator is a useful tool in helping you determine what your home buying budget may look like. Whether you’re buying a home, refinancing, or taking out a home equity line of credit, our mortgage calculators can provide valuable insight.

Try Our Mortgage Calculator

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Our online applications are easy and secure. After creating a login, you’re able to save your progress for later and check on the status of your application after submission. Our mortgage lenders are available to answer any questions you may have along the way.

Start an Online Application

"They got us in our dream home."

- The Jenkins Family


MORTGAGE AFFORDABILITY CALCULATOR

Select your monthly budget and an estimated interest rate to see how much home you can afford. 
Not sure where to start? Give us a call at 706.55.5555 and we'll walk you through it.

*The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

QUEENSBOROUGH NATIONAL BANK & TRUST NMLS #736995

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