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Local lenders make your home buying or refinancing journey easier. No automated phone system or gimmicks here, just real people who want to help you get into the home of your dreams.
This "traditional" mortgage product allows borrowers to purchase a home with a little as 3% down payment. Fixed Rate & Adjustable Rate options are available.
If you are a veteran, the VA loan program may be a great way to get into new home.
If your credit score isn't perfect, these special programs may be able to help you get into your new home. Some restrictions apply.
This program allows for high earning individuals to take advantage of some unique perks.
Start your application online with one of our local lending experts.
VP, Mortgage Loan Originator NMLS#: 1136546 M: (706) 829 0233 F: (706) 869 8610 Email Jennifer
4226 Columbia Road Martinez, GA 30907
Jennifer Neal is a third generation professional in the Mortgage Lending industry with over 20 years of experience in mortgage lending. She is a licensed mortgage loan originator currently focused in the Augusta and Coastal regions of GA & SC, though she is able to serve buyers and clients in all 50 states. Jennifer offers a well-rounded perspective to her clients, having lead roles in loan processing, underwriting, client relationship management, operations management, business consulting, process improvement, and the secondary market. Jennifer’s experience and customer relationships expand over decades and is considered one of our most seasoned loan officers, with more than 20 years in mortgage lending.
"We had the absolute pleasure of working with Jennifer Neal as our Mortgage Loan Originator for the purchase of our very first home, and I truly cannot overstate the impact she had on this entire experience. From the very beginning, Jennifer was an incredible source of knowledge, guidance, and reassurance—walking us through each step with the perfect balance of professionalism and warmth." - Shannon Daoust
Before you even find your new home, it’s a good idea to get prequalified. This free service will give you an idea of how much you would be eligible to borrow for your new home. You can choose to get pre-qualified by phone or in-person.
Our local mortgage lenders are experienced and knowledgeable about many loan options. From buying or building a new home to refinancing your current home, we are eager to assist. Online applications, responsive service, and competitive rates make the process even smoother.
A mortgage calculator is a useful tool in helping you determine what your home buying budget may look like. Whether you’re buying a home, refinancing, or taking out a home equity line of credit, our mortgage calculators can provide valuable insight.
Try Our Mortgage Calculator
Our online applications are easy and secure. After creating a login, you’re able to save your progress for later and check on the status of your application after submission. Our mortgage lenders are available to answer any questions you may have along the way.
- The Jenkins Family
*The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.