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Local lenders make your home buying or refinancing journey easier. No automated phone system or gimmicks here, just real people who want to help you get into the home of your dreams.
This "traditional" mortgage product allows borrowers to purchase a home with a little as 3% down payment. Fixed Rate & Adjustable Rate options are available.
If you are a veteran, the VA loan program may be a great way to get into new home.
If your credit score isn't perfect, these special programs may be able to help you get into your new home. Some restrictions apply.
This program allows for high earning individuals to take advantage of some unique perks.
Start your application online with one of our local lending experts.
VP, Mortgage Loan Originator NMLS#: 1579413 P: (706) 877 0383 F: (706) 869 8610 Email Arlester “Les”
4226 Columbia Road Martinez, GA 30907
Arlester “Les” Vernon Jr. is a 28-year military service veteran who is honored to be able to continue serving families by helping them through one of the most seminal events of their lives. Always focused on people, Les’ goal is to ensure a positive lending experience for all customers by providing competitive terms and the absolute best personal service available. He understands the importance of listening to your desires, and providing sound professional recommendations to support your goals. He will guide you through the process with a cheerful attitude, complete with the integrity, patience, confidentiality, and the respect that every person deserves.
Les holds a BS degree in Electrical Engineering Technology from Southern University A&M College; he has also earned three Masters-level degrees, including a Master of Public Administration from Troy State University. In his spare time, he enjoys fishing, golfing, hunting and spending time with family and friends. If you have a question, “Ask the Colonel!”
Before you even find your new home, it’s a good idea to get prequalified. This free service will give you an idea of how much you would be eligible to borrow for your new home. You can choose to get pre-qualified by phone or in-person.
Our local mortgage lenders are experienced and knowledgeable about many loan options. From buying or building a new home to refinancing your current home, we are eager to assist. Online applications, responsive service, and competitive rates make the process even smoother.
A mortgage calculator is a useful tool in helping you determine what your home buying budget may look like. Whether you’re buying a home, refinancing, or taking out a home equity line of credit, our mortgage calculators can provide valuable insight.
Try Our Mortgage Calculator
Our online applications are easy and secure. After creating a login, you’re able to save your progress for later and check on the status of your application after submission. Our mortgage lenders are available to answer any questions you may have along the way.
- The Jenkins Family
*The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.