Effective September 2, 2024
Miscellaneous Services
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Stop Payment
|
$32.00
|
|
Returned Deposit Item Fee
|
$8.00
|
|
Collection Fee
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$15.00
|
|
Official Check
|
$5.00
|
|
Photocopy
|
$0.25
|
|
Print Checks in Bank
|
$5.00 for 16 checks
|
|
Account Closing Fee
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$10.00 fee if account is closed within 182 days
|
|
Foreign Currency Exchange
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$45 plus processing @ 1% of US Dollar Amount with a minimum fee of $5
|
|
Research (per hour)
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$25.00
|
|
Copy of Statement
|
$5 per statement for first 5 pages, $1 per additional page
|
|
Copy of Check
|
$1.00
|
|
Legal Process Fees
|
$100 per Occurrence, or other rate as set by law to include Levies, Garnishments, and other Orders to Withhold Funds.
|
| Dormancy Fee |
$5.00 (Monthly, maximum of 12 months or $60) |
| Account Escheatment Fee |
$50.00 (balance in account if less than fee) |
Wire Processing Fees
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Domestic Wire Transfer - Incoming
|
$20.00
|
|
Domestic Wire Transfer - Outgoing
|
$20.00
|
|
International Wire Transfer - Incoming
|
$45.00
|
|
International Wire Transfer - Outgoing
|
$45.00
|
NSF/Overdraft Item Charge*+
*Applied to overdraft items created by check, in-person withdrawals, ATM withdrawals, or other electronic means.
+An NSF/Overdraft Charge may be assessed for a single item multiple times if represented by the merchant or payee after an initial return.
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Overdraft Item Charge
|
$32.00 per Paid Item
|
|
NSF Item Charge
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$32.00 per Returned Unpaid Item
|
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Overdraft Transfer Fee
|
$5.00 per Transfer
|
ATM/Debit Card Fees
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Replacement Card
|
$5.00
|
|
Withdrawal, Transfer, Inquiry at Non-QNB&T ATM
|
$1.00 per transaction, after 6 per month
|
|
Expedited Debit Card Fee
|
$75.00
|
Note: The Schedule of Fees does not contain a complete listing of all Queensborough National Bank & Trust Company fees, service charges, and product and service fees. Other Consumer, Business, and Cash Management products and services may be governed under other specific product terms and conditions. Fees for these products and services may vary and additional fees may apply. QNBT’s Schedule of Fees, as well as fees, terms and conditions for other products and services are subject to change from time to time and at the Bank’s discretion. The Bank may amend or revise the Schedule of Fees without prior notification on the QNBTrust.bank website.