Tim Hutchings brings over 20 years of banking experience to Queensborough National Bank & Trust, having served clients across Beaufort County, South Carolina and Southeast Georgia. A graduate of Armstrong Atlantic State University, Tim is committed to helping individuals and businesses achieve their financial goals with personalized service and deep local insight.

Tim lives in Guyton with his wife, the art teacher at South Effingham Elementary School, and their two daughters, who attend the Effingham County STEM Academy. Since settling in Effingham County in 2007, Tim has remained actively involved in the community. He is a founding member of the Savannah Area Advisory Council for Make-A-Wish Georgia, has served on school councils for Windsor Forest High School, South Effingham Elementary, and South Effingham Middle School, and was a Booster Club officer at South Effingham Middle. He also supports local youth as boat captain for the South Effingham High School Bass Fishing Team.

Outside of work, Tim enjoys traveling with his family, restoring classic cars, fishing, and hunting.