﻿<?xml version="1.0" encoding="utf-8"?><!--RSS Genrated: Sat, 04 Apr 2026 04:56:59 GMT--><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:ev="http://purl.org/rss/1.0/modules/event/"><channel><title>Queensborough National Bank and Trust Company</title><link>https://www.qnbtrust.bank:443/Mortgage/rss/9150</link><atom:link href="https://www.qnbtrust.bank:443/Mortgage/rss/9150" rel="self" type="application/rss+xml" /><description>RSS document</description><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Millennials and the Financial Barriers to Homeownership in 2026]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/millennials-and-the-financial-barriers-to-homeownership-in-2026</link><description><![CDATA[ If you’re a millennial who wants to buy a home but feels like the numbers just don’t add up, you’re not imagining it, and you’re definitely not alone. 

 According to a recent report from  Augusta ...]]></description><pubDate>Fri, 27 Mar 2026 12:30:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/millennials-and-the-financial-barriers-to-homeownership-in-2026</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-798]]></dc:identifier></item><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Affordability in Today’s Housing Market: Tips for First-Time Homebuyers]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/affordability-in-todays-housing-market-tips-for-first-time-homebuyers</link><description><![CDATA[ Even as mortgage rates dip slightly, home affordability remains one of the biggest challenges facing buyers in 2026. Prices are still historically high, and competition, though less intense than in ...]]></description><pubDate>Mon, 09 Feb 2026 13:30:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/affordability-in-todays-housing-market-tips-for-first-time-homebuyers</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-794]]></dc:identifier></item><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Is Now a Good Time to Refinance? What You Should Know]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/is-now-a-good-time-to-refinance-what-you-should-know</link><description><![CDATA[ After a year of stubborn interest rates, homeowners are starting to ask an important question again: “Should I refinance my  mortgage  now?” The answer depends on your financial goals, your current ...]]></description><pubDate>Wed, 28 Jan 2026 15:14:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/is-now-a-good-time-to-refinance-what-you-should-know</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-789]]></dc:identifier></item><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Mary Ann Ethridge Promoted to Senior Vice President]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/mary-ann-ethridge-promoted-to-senior-vice-president</link><description><![CDATA[ Queensborough National Bank & Trust is proud to announce the promotion of  Mary Ann Ethridge  to Senior Vice President. A trusted mortgage lender with over a decade of dedicated service at ...]]></description><pubDate>Wed, 03 Sep 2025 18:37:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/mary-ann-ethridge-promoted-to-senior-vice-president</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-763]]></dc:identifier></item><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[7 Common Mortgage Myths—Busted! Celebrating National Homeownership Month with the facts you need.]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/7-common-mortgage-mythsbusted-celebrating-national-homeownership-month-with-the-facts-you-need</link><description><![CDATA[ Buying a home is one of life’s biggest milestones, but misinformation about mortgages can make the process feel intimidating. In honor of National Homeownership Month, we’re setting the record ...]]></description><pubDate>Thu, 26 Jun 2025 13:00:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/7-common-mortgage-mythsbusted-celebrating-national-homeownership-month-with-the-facts-you-need</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-746]]></dc:identifier></item><item><dc:creator><![CDATA[Leah Locklear]]></dc:creator><title><![CDATA[Thinking About Buying Your First Home? Start Here.]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/thinking-about-buying-your-first-home-start-here</link><description><![CDATA[ National Homeownership Month is the perfect time to get prepared. 

 Buying your first home is exciting, but it can also feel overwhelming if you’re not sure where to start. The good news? A ...]]></description><pubDate>Tue, 24 Jun 2025 13:00:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/thinking-about-buying-your-first-home-start-here</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-745]]></dc:identifier></item><item><dc:creator><![CDATA[Beth James]]></dc:creator><title><![CDATA[Queensborough Welcomes Kevin McDougal and Augusta Mortgage Company Team]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/queensborough-welcomes-kevin-mcdougal-and-augusta-mortgage-company-team-2</link><description><![CDATA[ Queensborough National Bank & Trust is pleased to welcome Kevin McDougal and his team of mortgage professionals from Augusta Mortgage Company into the Queensborough family.  As Augusta’s oldest ...]]></description><pubDate>Tue, 15 Apr 2025 19:38:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/queensborough-welcomes-kevin-mcdougal-and-augusta-mortgage-company-team-2</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-723]]></dc:identifier></item><item><dc:creator><![CDATA[Sarah Beth McMillan]]></dc:creator><title><![CDATA[How does today's economic landscape impact mortgage rates?]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/how-does-todays-economic-landscape-impact-mortgage-rates</link><description><![CDATA[ The mortgage market is intricately tied to various economic factors that influence borrowing costs, interest rates, and overall affordability for homebuyers. Understanding the dynamics of these ...]]></description><pubDate>Tue, 11 Jun 2024 21:33:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/how-does-todays-economic-landscape-impact-mortgage-rates</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-681]]></dc:identifier></item><item><dc:creator><![CDATA[Sarah Beth McMillan]]></dc:creator><title><![CDATA[Top Mistakes to Avoid When Applying for a Mortgage]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/top-mistakes-to-avoid-when-applying-for-a-mortgage</link><description><![CDATA[ Securing a mortgage is a significant financial decision that requires careful planning and attention to detail. Unfortunately, many borrowers make common mistakes during the application process that ...]]></description><pubDate>Wed, 10 Apr 2024 18:09:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/top-mistakes-to-avoid-when-applying-for-a-mortgage</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-669]]></dc:identifier></item><item><dc:creator><![CDATA[Sarah Beth McMillan]]></dc:creator><title><![CDATA[The Three C's of Mortgages: Key Factors for Successful Home Financing]]></title><link>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/the-three-cs-of-mortgages-key-factors-for-successful-home-financing</link><description><![CDATA[ Navigating the world of mortgages can be a complex journey, but understanding the three C's of mortgages can simplify the process and empower you to make informed decisions. These three essential ...]]></description><pubDate>Wed, 07 Feb 2024 14:59:00 GMT</pubDate><guid>https://www.qnbtrust.bank/Resources/Learning-Center/Blog/the-three-cs-of-mortgages-key-factors-for-successful-home-financing</guid><dc:identifier><![CDATA[6e9aaed2-5b0a-48f5-9934-05d9f3d1e84a-656]]></dc:identifier></item></channel></rss>