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Convenient online applications with local mortgage experts.

Choose a Lender to Get Started

Local lenders make your home buying or refinancing journey easier. No automated phone system or gimmicks here, just real people who want to help you get into the home of your dreams.

OUR LOAN PROGRAMS

Conventional Loans

CONVENTIONAL LOANS

This "traditional" mortgage product allows borrowers to purchase a home with a little as 3% down payment. Fixed Rate & Adjustable Rate options are available.

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VA LOANS

If you are a veteran, the VA loan program may be a great way to get into new home.

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FHA & USDA LOANS

If your credit score isn't perfect, these special programs may be able to help you get into your new home. Some restrictions apply.

Accounts

PROFESSIONAL LOANS

This program allows for high earning individuals to take advantage of some unique perks.

Start your application online with one of our local lending experts.

Photo of Shelly Campbell

Shelly Campbell

VP, Mortgage Loan Originator
NMLS#: 1401450 M: (706) 294 0774
F: (706) 869 8610

4226 Columbia Road
Martinez, GA 30907

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About Shelly

Shelly Waltz Campbell is a Columbia County native and proud graduate of North Georgia College and State University, where she earned a BBA in Marketing. In 2004, Shelly transitioned into real estate, becoming a licensed agent with Blanchard and Calhoun, where she served clients for over a decade.

In 2015, Shelly combined her banking expertise and real estate experience to become a mortgage loan originator. Now, as part of the Queensborough National Bank & Trust team, she is thrilled to continue helping clients across all 50 states with competitive mortgage rates and tailored loan products.

Shelly is an active member of the Greater Augusta Association of Realtors, the Augusta Board of Realtors, the Builders Association of Metro Augusta, and the Sales and Marketing Council of Augusta. She also serves on the fundraising committee for the local United Way.

Outside of work, Shelly enjoys traveling, trivia nights, and spending time with her husband Jim, their two children, James and Madeline, and their church family at Kiokee Baptist Church. A beach lover at heart, she’s always ready for a quick coastal getaway.

Get Prequalified

Before you even find your new home, it’s a good idea to get prequalified. This free service will give you an idea of how much you would be eligible to borrow for your new home. You can choose to get pre-qualified by phone or in-person.

Loan Options

Our local mortgage lenders are experienced and knowledgeable about many loan options. From buying or building a new home to refinancing your current home, we are eager to assist. Online applications, responsive service, and competitive rates make the process even smoother.

Mortgage Calculators

A mortgage calculator is a useful tool in helping you determine what your home buying budget may look like. Whether you’re buying a home, refinancing, or taking out a home equity line of credit, our mortgage calculators can provide valuable insight.

Try Our Mortgage Calculator

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Our online applications are easy and secure. After creating a login, you’re able to save your progress for later and check on the status of your application after submission. Our mortgage lenders are available to answer any questions you may have along the way.

Start an Online Application

"They got us in our dream home."

- The Jenkins Family


MORTGAGE AFFORDABILITY CALCULATOR

Select your monthly budget and an estimated interest rate to see how much home you can afford. 
Not sure where to start? Give us a call at 706.55.5555 and we'll walk you through it.

*The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

QUEENSBOROUGH NATIONAL BANK & TRUST NMLS #736995

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