Find a Location Meet Your Banker Contact Us (478) 625-2000
(478) 625-2000
Start Banking Conveniently From Your Smartphone by Simply Downloading Our Mobile Banking App Below.
Get the best of both worlds: easy online tools if you want them and real, local people who are ready to help when you need it.
At Queensborough, you get a local lender who will walk you through the entire mortgage process and offer honest guidance. You can apply online, upload documents, and sign electronically, but you’ll never be stuck talking to a robot or waiting days for answers.
You don’t need a big bank to get great mortgage options. Not sure what fits your goals? We’ll walk through your options together and help you choose what works best for you.
A local team means faster answers and fewer surprises. Our leaders, lenders, and underwriters are all right here in the community. When something needs attention, you can talk to the person who can actually help.
With long-standing relationships with real estate agents, appraisers, and other local partners, we help keep your home purchase on track from application to closing.
Select a local expert to get started.
VP, Mortgage Loan Originator NMLS#: 209846 M: (706) 564 6993 F: (706) 869 8610 Email Melissa
4226 Columbia Road Martinez, GA 30907
Melissa Fulghum, is an Augusta native and graduate of Georgia Military College. She has been actively involved in lending since 2003. Melissa is an expert on the entire spectrum of loan products and has in-depth knowledge of the intricacies of the lending process. She is committed to ensuring 100% customer satisfaction through personalized service and the most competitive rates and terms available. Her experience, combined with her caring and intuitive nature, allows her to communicate complex topics in easily understandable terms.
Melissa has consistently been recognized for excellence and has earned numerous prestigious awards such as the Mortgage Bankers Association Platinum award and Mortgage Banker of the Year in 2014. She is a past President of the Augusta chapter of the Mortgage Bankers Association and an active participant in the Realtors of Greater Augusta, Builders Association of Metro Augusta, and the Sales and Marketing Council of Augusta. She also makes time to spend with family and friends enjoying the outdoors, including exercising, camping and water activities.
Before you even find your new home, it’s a good idea to get prequalified. This free service will give you an idea of how much you would be eligible to borrow for your new home. You can choose to get pre-qualified by phone or in-person.
Our local mortgage lenders are experienced and knowledgeable about many loan options. From buying or building a new home to refinancing your current home, we are eager to assist. Online applications, responsive service, and competitive rates make the process even smoother.
A mortgage calculator is a useful tool in helping you determine what your home buying budget may look like. Whether you’re buying a home, refinancing, or taking out a home equity line of credit, our mortgage calculators can provide valuable insight.
Try Our Mortgage Calculator
Our online applications are easy and secure. After creating a login, you’re able to save your progress for later and check on the status of your application after submission. Our mortgage lenders are available to answer any questions you may have along the way.
*Please note that all reviews and ratings provided may not solely reflect customer interactions with the loan officer.
"Every question I had was answered quickly and clearly, and I always felt like I was in great hands."
Amber F., Grovetown, GA
GET PRE-APPROVED TODAY!
We’re here to make this process smooth and easy. Select a lender above to get started.
SELECT A LENDER