It’s a difficult question; one many of us prefer not to ask. But during Life Insurance Awareness Month, it’s the perfect time to face this "what if" head-on. If you were to pass away unexpectedly without life insurance, what would the financial consequences be for your family or loved ones?
The truth is, the impact can be significant. Without life insurance, your family may be left to cover final expenses, such as funeral and burial costs, which average between $7,000 and $12,000. On top of that, they might be responsible for your remaining debts, such as a car loan, credit cards, or a mortgage. If you are the primary earner or contribute financially to your household, the sudden loss of income can create long-term challenges for those left behind. Even settling your estate or managing property can become more difficult without the financial flexibility that life insurance provides.
Beyond the numbers, the emotional toll of losing a loved one is often compounded by the stress of unexpected financial strain. It’s a burden no one wants to leave behind. That’s what life insurance is really about: not just providing money, but providing peace of mind and a lasting legacy of care and preparedness.
Life insurance may seem complicated or expensive, but it’s more accessible than you might think. Many policies are surprisingly affordable, especially if you’re young and in good health. Premiums can often cost less per month than a streaming subscription or your weekly takeout order. And with options tailored to your budget and your goals, getting covered is simpler than ever.
At Queensborough, we believe in helping you protect what matters most. That’s why we offer life insurance right here in your community, through a bank you know and trust. Judy Blackston, Queensborough Insurance Consultant, is available to answer your questions, guide you through your options, and help you find the right policy, whether you're just getting started or revisiting a plan you established years ago.
If you’ve been putting it off, now is the time. Life insurance isn’t about fear or worry; it’s about love, responsibility, and making sure your family is protected, no matter what.
Contact Judy Blackston today to schedule a no-pressure consultation today!